Clarksville (TN)
The largest city nearby. Tennessee has no state income tax on wages.
PCS to Kentucky
Buying a home near Fort Campbell
Where do military families live near Fort Campbell?
Most Fort Campbell families live in Clarksville (TN), Oak Grove or Hopkinsville. With a VA loan you can buy with no money down, and your BAH can count toward qualifying. Start your pre-approval as soon as you have orders so you're ready to make offers before you arrive.
Where families live
Towns near Fort Campbell
Oak Grove
Right next to post on the Kentucky side.
Hopkinsville
To the north in Kentucky, with lots of options.
Local tip
Fort Campbell sits on the Kentucky-Tennessee line. Kentucky taxes wages and Tennessee doesn't, so the side you live on can change your take-home pay. Property taxes and home prices differ too.
Your PCS timeline
How to buy before you report
Your BAH can count as income when you qualify. Look up your new rate on the official DoD BAH lookup.
As soon as you have orders
Reach out and get pre-approved. Look up the BAH rate for your new location so you know what fits.
Shop from where you are
Tour homes by video with a local agent, and use house-hunting leave if you can get it.
Make an offer and close
You can often sign your closing papers from your current station. If you'll be away, a specific power of attorney can work. Tell us early so we set it up correctly.
Move in
The VA expects the home to be your main residence, usually within about 60 days of closing. If you're deployed, your spouse living there can count.
Fort Campbell questions
Straight answers
Where do most families live near Fort Campbell?
Most families look at Clarksville (TN), Oak Grove or Hopkinsville. The best fit depends on where your unit works, your budget and how much space you want. We can help you compare neighborhoods and commutes.
Can I buy a home near Fort Campbell before I arrive?
Yes. Many families get pre-approved at their current station, tour homes by video and close before or right after they report. If you'll be away, a specific power of attorney can let your spouse sign.
Can my BAH help me qualify?
Yes. Lenders can count BAH as income. Look up your rate for the Fort Campbell area on the official DoD BAH lookup, and we'll use it in your pre-approval.
Get started
Orders to Fort Campbell? Start now.
The earlier you get pre-approved, the more time you have to find the right home. One person on our team will be your point of contact from your current station to closing day.