PCS to Florida

Buying a home near NAS Jacksonville and Naval Station Mayport

Where do military families live near NAS Jacksonville?

Families at NAS Jacksonville often live in Orange Park, Fleming Island or the Westside. Near Naval Station Mayport, many choose Atlantic Beach or Neptune Beach. With a VA loan you can buy in any of them with no money down, and your BAH can count toward qualifying.

Where families live

Towns near NAS Jacksonville

Orange Park

Just south of NAS Jax in Clay County. Popular with Navy families and a short commute.

Fleming Island

South of Orange Park along the river. Planned neighborhoods and a longer drive.

Middleburg

Farther southwest. More land and often lower prices.

Westside Jacksonville

The neighborhoods right around the base.

Mandarin

Across the St. Johns River. Established neighborhoods, with the Buckman Bridge on your commute.

Atlantic Beach and Neptune Beach

Closest to Naval Station Mayport. Beach living at higher prices.

Local tip

Get homeowners and flood insurance quotes early. In Jacksonville, insurance can swing your payment as much as the price of the home does.

Your PCS timeline

How to buy before you report

Your BAH can count as income when you qualify. Look up your new rate on the official DoD BAH lookup.

  1. As soon as you have orders

    Reach out and get pre-approved. Look up the BAH rate for your new location so you know what fits.

  2. Shop from where you are

    Tour homes by video with a local agent, and use house-hunting leave if you can get it.

  3. Make an offer and close

    You can often sign your closing papers from your current station. If you'll be away, a specific power of attorney can work. Tell us early so we set it up correctly.

  4. Move in

    The VA expects the home to be your main residence, usually within about 60 days of closing. If you're deployed, your spouse living there can count.

NAS Jacksonville questions

Straight answers

Where do people live when stationed at Mayport?

Atlantic Beach and Neptune Beach are closest. Many families also choose neighborhoods farther inland for more space and lower prices.

Can I buy near NAS Jacksonville before I arrive?

Yes. Many families get pre-approved at their current station, tour homes by video and close before or right after they report.

Can my BAH help me qualify?

Yes. Lenders can count BAH as income. Your BAH rate for the Jacksonville area is on the official DoD lookup, and we'll use it in your pre-approval.

Get started

Orders to NAS Jacksonville? Start now.

The earlier you get pre-approved, the more time you have to find the right home. One person on our team will be your point of contact from your current station to closing day.

Call See if I qualify