Orange Park
Just south of NAS Jax in Clay County. Popular with Navy families and a short commute.
PCS to Florida
Families at NAS Jacksonville often live in Orange Park, Fleming Island or the Westside. Near Naval Station Mayport, many choose Atlantic Beach or Neptune Beach. With a VA loan you can buy in any of them with no money down, and your BAH can count toward qualifying.
Where families live
Just south of NAS Jax in Clay County. Popular with Navy families and a short commute.
South of Orange Park along the river. Planned neighborhoods and a longer drive.
Farther southwest. More land and often lower prices.
The neighborhoods right around the base.
Across the St. Johns River. Established neighborhoods, with the Buckman Bridge on your commute.
Closest to Naval Station Mayport. Beach living at higher prices.
Local tip
Get homeowners and flood insurance quotes early. In Jacksonville, insurance can swing your payment as much as the price of the home does.
Your PCS timeline
Your BAH can count as income when you qualify. Look up your new rate on the official DoD BAH lookup.
Reach out and get pre-approved. Look up the BAH rate for your new location so you know what fits.
Tour homes by video with a local agent, and use house-hunting leave if you can get it.
You can often sign your closing papers from your current station. If you'll be away, a specific power of attorney can work. Tell us early so we set it up correctly.
The VA expects the home to be your main residence, usually within about 60 days of closing. If you're deployed, your spouse living there can count.
NAS Jacksonville questions
Atlantic Beach and Neptune Beach are closest. Many families also choose neighborhoods farther inland for more space and lower prices.
Yes. Many families get pre-approved at their current station, tour homes by video and close before or right after they report.
Yes. Lenders can count BAH as income. Your BAH rate for the Jacksonville area is on the official DoD lookup, and we'll use it in your pre-approval.
Get started
The earlier you get pre-approved, the more time you have to find the right home. One person on our team will be your point of contact from your current station to closing day.