Joint Base Elmendorf-Richardson · Fort Wainwright

VA loans in Alaska

Can you use a VA loan in Alaska?

Yes. You can use a VA loan anywhere in Alaska, from Anchorage to Fairbanks. Alaska has no state income tax, so your military retirement isn't taxed by the state. We lend in Alaska and help military families buy near every major base in the state.

Good to know

What's different about buying in Alaska

Military retirement and state taxes

Alaska has no state income tax, so military retirement, VA disability pay and wages aren't taxed by the state.

Property tax help for disabled Veterans

Veterans rated 50% or higher can have the first $150,000 of their home's assessed value exempted from property tax. Apply through your local tax office after you move in.

Rural homes take a little longer

Homes outside Anchorage and Fairbanks often have wells, septic systems and oil or wood heat. VA's property standards still apply, so build a little extra time into your PCS plan.

Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.

PCSing to Alaska?

Bases I help families buy near

Wherever your orders say, we lend there. Here's where families usually look.

Alaska questions

Straight answers

Does Alaska tax military retirement pay?

Alaska has no state income tax, so military retirement, VA disability pay and wages aren't taxed by the state. VA disability compensation isn't taxed.

What property tax breaks do disabled Veterans get in Alaska?

Veterans rated 50% or higher can have the first $150,000 of their home's assessed value exempted from property tax. Rules and amounts can change, so confirm with your local tax office.

Can I use a VA loan anywhere in Alaska?

Yes. VA loans work in cities, suburbs and rural areas across Alaska, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.

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Buying in Alaska? Let's talk.

One person on our team will confirm you qualify, show you what you can afford and walk you through every step. No cost, no pressure.

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