Military retirement and state taxes
Partly. Colorado lets military retirees subtract part of their retirement pay. Under age 55 it's up to $15,000, and older retirees can use Colorado's larger pension subtraction.
Fort Carson · Peterson and Schriever Space Force Bases
VA loans in Colorado
Can you use a VA loan in Colorado?
Yes. You can use a VA loan anywhere in Colorado, from Colorado Springs to Denver. Colorado gives military retirees a partial tax break on their retirement pay. We lend in Colorado and help military families buy near every major base in the state.
Good to know
What's different about buying in Colorado
Property tax help for disabled Veterans
Colorado exempts half of the first $200,000 of your home's value if you're rated 100% permanent and total. Apply through your local tax office after you move in.
Watch for metro district taxes
Many newer Colorado neighborhoods sit in a metro district, which adds its own property tax to pay for roads and utilities. We check before you make an offer so your payment estimate is real.
Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.
PCSing to Colorado?
Bases I help families buy near
Wherever your orders say, we lend there. Here's where families usually look.
- Fort CarsonColorado Springs, Fountain, Security-Widefield
Buying near Fort Carson → - Peterson and Schriever Space Force BasesColorado Springs, Falcon, Peyton
Buying near Peterson and Schriever Space Force Bases → - U.S. Air Force AcademyColorado Springs, Monument
Buying near U.S. Air Force Academy → - Buckley Space Force BaseAurora, Denver
Buying near Buckley Space Force Base →
Colorado questions
Straight answers
Does Colorado tax military retirement pay?
Partly. Colorado lets military retirees subtract part of their retirement pay. Under age 55 it's up to $15,000, and older retirees can use Colorado's larger pension subtraction. VA disability compensation isn't taxed.
What property tax breaks do disabled Veterans get in Colorado?
Colorado exempts half of the first $200,000 of your home's value if you're rated 100% permanent and total. Rules and amounts can change, so confirm with your local tax office.
Can I use a VA loan anywhere in Colorado?
Yes. VA loans work in cities, suburbs and rural areas across Colorado, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.
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Buying in Colorado? Let's talk.
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