Fort Polk · Barksdale Air Force Base

VA loans in Louisiana

Can you use a VA loan in Louisiana?

Yes. You can use a VA loan anywhere in Louisiana, from Shreveport to New Orleans. Louisiana doesn't tax military retirement pay. We lend in Louisiana and help military families buy near every major base in the state.

Good to know

What's different about buying in Louisiana

Military retirement and state taxes

Louisiana doesn't tax military retirement pay.

Property tax help for disabled Veterans

Louisiana exempts the home of a Veteran rated 100% permanent and total from property tax, and lower ratings can get extra homestead relief. File with your parish assessor. Apply through your local tax office after you move in.

Flood insurance is a big deal

Much of Louisiana is in or near a flood zone, and flood insurance can be a large part of your payment. Louisiana is also a community property state, so a spouse's debts can count when you qualify.

Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.

PCSing to Louisiana?

Bases I help families buy near

Wherever your orders say, we lend there. Here's where families usually look.

Louisiana questions

Straight answers

Does Louisiana tax military retirement pay?

Louisiana doesn't tax military retirement pay. VA disability compensation isn't taxed.

What property tax breaks do disabled Veterans get in Louisiana?

Louisiana exempts the home of a Veteran rated 100% permanent and total from property tax, and lower ratings can get extra homestead relief. File with your parish assessor. Rules and amounts can change, so confirm with your local tax office.

Can I use a VA loan anywhere in Louisiana?

Yes. VA loans work in cities, suburbs and rural areas across Louisiana, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.

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