Pease Air National Guard Base · Portsmouth Naval Shipyard (in Kittery, ME)

VA loans in New Hampshire

Can you use a VA loan in New Hampshire?

Yes. You can use a VA loan anywhere in New Hampshire, from Portsmouth to Manchester. New Hampshire has no state income tax, so your military retirement isn't taxed by the state. We lend in New Hampshire and help military families buy across the state, including Guard and Reserve families.

Good to know

What's different about buying in New Hampshire

Military retirement and state taxes

New Hampshire doesn't tax wages or military retirement pay.

Property tax help for disabled Veterans

New Hampshire gives Veterans rated 100% permanent and total a property tax credit set by each town, usually at least $700 a year. Apply through your local tax office after you move in.

Property taxes do the heavy lifting

With no income tax on wages, New Hampshire relies on property taxes, and rates vary a lot by town. We pull the real number for every home you look at.

Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.

PCSing to New Hampshire?

Bases I help families buy near

Wherever your orders say, we lend there. Here's where families usually look.

  • Pease Air National Guard BasePortsmouth, Newington, Dover
  • Portsmouth Naval Shipyard (in Kittery, ME)Portsmouth, Dover, Rochester

New Hampshire questions

Straight answers

Does New Hampshire tax military retirement pay?

New Hampshire doesn't tax wages or military retirement pay. VA disability compensation isn't taxed.

What property tax breaks do disabled Veterans get in New Hampshire?

New Hampshire gives Veterans rated 100% permanent and total a property tax credit set by each town, usually at least $700 a year. Rules and amounts can change, so confirm with your local tax office.

Can I use a VA loan anywhere in New Hampshire?

Yes. VA loans work in cities, suburbs and rural areas across New Hampshire, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.

Get started

Buying in New Hampshire? Let's talk.

One person on our team will confirm you qualify, show you what you can afford and walk you through every step. No cost, no pressure.

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