Military retirement and state taxes
Ohio doesn't tax military retirement pay.
Wright-Patterson Air Force Base · Defense Supply Center Columbus
VA loans in Ohio
Can you use a VA loan in Ohio?
Yes. You can use a VA loan anywhere in Ohio, from Dayton to Columbus. Ohio doesn't tax military retirement pay. We lend in Ohio and help military families buy across the state, including Guard and Reserve families.
Good to know
What's different about buying in Ohio
Property tax help for disabled Veterans
Ohio's enhanced homestead exemption takes $50,000 or more (adjusted for inflation) off your home's market value if you're rated 100% or paid at 100% for unemployability. Apply through your local tax office after you move in.
Older homes need a closer look
Many homes here were built before 1978. VA's property standards require peeling or chipped paint on those homes to be fixed before closing, so we flag it early and plan for it.
Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.
PCSing to Ohio?
Bases I help families buy near
Wherever your orders say, we lend there. Here's where families usually look.
- Wright-Patterson Air Force BaseFairborn, Beavercreek, Huber Heights, Dayton
Buying near Wright-Patterson Air Force Base → - Defense Supply Center ColumbusWhitehall, Columbus, Gahanna
Ohio questions
Straight answers
Does Ohio tax military retirement pay?
Ohio doesn't tax military retirement pay. VA disability compensation isn't taxed.
What property tax breaks do disabled Veterans get in Ohio?
Ohio's enhanced homestead exemption takes $50,000 or more (adjusted for inflation) off your home's market value if you're rated 100% or paid at 100% for unemployability. Rules and amounts can change, so confirm with your local tax office.
Can I use a VA loan anywhere in Ohio?
Yes. VA loans work in cities, suburbs and rural areas across Ohio, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.
Get started
Buying in Ohio? Let's talk.
One person on our team will confirm you qualify, show you what you can afford and walk you through every step. No cost, no pressure.