Military retirement and state taxes
Pennsylvania doesn't tax military retirement pay.
Carlisle Barracks (Army War College) · Fort Indiantown Gap
VA loans in Pennsylvania
Can you use a VA loan in Pennsylvania?
Yes. You can use a VA loan anywhere in Pennsylvania, from Harrisburg to Pittsburgh. Pennsylvania doesn't tax military retirement pay. We lend in Pennsylvania and help military families buy near every major base in the state.
Good to know
What's different about buying in Pennsylvania
Property tax help for disabled Veterans
Pennsylvania exempts the home of a Veteran rated 100% (or unemployable) who meets a financial-need test. Apply through your local tax office after you move in.
Older homes need a closer look
Many homes here were built before 1978. VA's property standards require peeling or chipped paint on those homes to be fixed before closing, so we flag it early and plan for it.
Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.
PCSing to Pennsylvania?
Bases I help families buy near
Wherever your orders say, we lend there. Here's where families usually look.
- Carlisle Barracks (Army War College)Carlisle, Mechanicsburg
Buying near Carlisle Barracks (Army War College) → - Fort Indiantown GapAnnville, Lebanon, Grantville
- Naval Support Activity MechanicsburgMechanicsburg, Camp Hill
- Tobyhanna Army DepotTobyhanna, Mount Pocono
- Letterkenny Army DepotChambersburg
Pennsylvania questions
Straight answers
Does Pennsylvania tax military retirement pay?
Pennsylvania doesn't tax military retirement pay. VA disability compensation isn't taxed.
What property tax breaks do disabled Veterans get in Pennsylvania?
Pennsylvania exempts the home of a Veteran rated 100% (or unemployable) who meets a financial-need test. Rules and amounts can change, so confirm with your local tax office.
Can I use a VA loan anywhere in Pennsylvania?
Yes. VA loans work in cities, suburbs and rural areas across Pennsylvania, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.
Get started
Buying in Pennsylvania? Let's talk.
One person on our team will confirm you qualify, show you what you can afford and walk you through every step. No cost, no pressure.