Military retirement and state taxes
South Carolina doesn't tax military retirement pay.
Fort Jackson · Joint Base Charleston
VA loans in South Carolina
Can you use a VA loan in South Carolina?
Yes. You can use a VA loan anywhere in South Carolina, from Charleston to Columbia. South Carolina doesn't tax military retirement pay. We lend in South Carolina and help military families buy near every major base in the state.
Good to know
What's different about buying in South Carolina
Property tax help for disabled Veterans
South Carolina exempts the home (and up to 5 acres) of a Veteran rated 100% permanent and total. Apply through your local tax office after you move in.
On the coast, price in wind and flood
Near Charleston and Beaufort, wind and flood insurance can change your payment a lot. We get quotes before you commit to a home.
Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.
PCSing to South Carolina?
Bases I help families buy near
Wherever your orders say, we lend there. Here's where families usually look.
- Fort JacksonColumbia, Blythewood, Lexington
Buying near Fort Jackson → - Joint Base CharlestonNorth Charleston, Goose Creek, Summerville
Buying near Joint Base Charleston → - MCAS Beaufort and MCRD Parris IslandBeaufort, Port Royal, Bluffton
Buying near MCAS Beaufort and MCRD Parris Island → - Shaw Air Force BaseSumter
Buying near Shaw Air Force Base →
South Carolina questions
Straight answers
Does South Carolina tax military retirement pay?
South Carolina doesn't tax military retirement pay. VA disability compensation isn't taxed.
What property tax breaks do disabled Veterans get in South Carolina?
South Carolina exempts the home (and up to 5 acres) of a Veteran rated 100% permanent and total. Rules and amounts can change, so confirm with your local tax office.
Can I use a VA loan anywhere in South Carolina?
Yes. VA loans work in cities, suburbs and rural areas across South Carolina, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.
Get started
Buying in South Carolina? Let's talk.
One person on our team will confirm you qualify, show you what you can afford and walk you through every step. No cost, no pressure.