Military retirement and state taxes
Partly. Utah gives military retirees a tax credit that offsets much of the state tax on their retirement pay.
Hill Air Force Base · Dugway Proving Ground
VA loans in Utah
Can you use a VA loan in Utah?
Yes. You can use a VA loan anywhere in Utah, from Salt Lake City to Layton. Utah gives military retirees a partial tax break on their retirement pay. We lend in Utah and help military families buy across the state, including Guard and Reserve families.
Good to know
What's different about buying in Utah
Property tax help for disabled Veterans
Utah exempts part of your home's value based on your disability rating, starting at 10%. Apply through your local tax office after you move in.
Budget for HOA dues
Many neighborhoods near Hill Air Force Base have HOA dues. They count toward your monthly costs, so we factor them in from the start.
Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.
PCSing to Utah?
Bases I help families buy near
Wherever your orders say, we lend there. Here's where families usually look.
- Hill Air Force BaseLayton, Clearfield, Roy, Clinton
Buying near Hill Air Force Base → - Dugway Proving GroundDugway, Tooele
Utah questions
Straight answers
Does Utah tax military retirement pay?
Partly. Utah gives military retirees a tax credit that offsets much of the state tax on their retirement pay. VA disability compensation isn't taxed.
What property tax breaks do disabled Veterans get in Utah?
Utah exempts part of your home's value based on your disability rating, starting at 10%. Rules and amounts can change, so confirm with your local tax office.
Can I use a VA loan anywhere in Utah?
Yes. VA loans work in cities, suburbs and rural areas across Utah, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.
Get started
Buying in Utah? Let's talk.
One person on our team will confirm you qualify, show you what you can afford and walk you through every step. No cost, no pressure.