Military retirement and state taxes
Washington has no state income tax, so military retirement, VA disability pay and wages aren't taxed by the state.
Joint Base Lewis-McChord · Naval Base Kitsap
VA loans in Washington
Can you use a VA loan in Washington?
Yes. You can use a VA loan anywhere in Washington, from Tacoma to Spokane. Washington has no state income tax, so your military retirement isn't taxed by the state. We lend in Washington and help military families buy near every major base in the state.
Good to know
What's different about buying in Washington
Property tax help for disabled Veterans
Washington offers property tax exemptions for Veterans rated 80% or higher, based on income. Apply through your local tax office after you move in.
Community property rules apply
Washington is a community property state. Under VA rules, a spouse's debts can count when you qualify, even if your spouse isn't on the loan. We'll look at the whole picture up front so nothing surprises you in underwriting.
Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.
PCSing to Washington?
Bases I help families buy near
Wherever your orders say, we lend there. Here's where families usually look.
- Joint Base Lewis-McChordLakewood, DuPont, Lacey, Tacoma
Buying near Joint Base Lewis-McChord → - Naval Base KitsapBremerton, Silverdale, Poulsbo
Buying near Naval Base Kitsap → - Naval Air Station Whidbey IslandOak Harbor, Anacortes
Buying near Naval Air Station Whidbey Island → - Fairchild Air Force BaseSpokane, Airway Heights, Cheney
Buying near Fairchild Air Force Base → - Naval Station EverettEverett, Marysville
Buying near Naval Station Everett →
Washington questions
Straight answers
Does Washington tax military retirement pay?
Washington has no state income tax, so military retirement, VA disability pay and wages aren't taxed by the state. VA disability compensation isn't taxed.
What property tax breaks do disabled Veterans get in Washington?
Washington offers property tax exemptions for Veterans rated 80% or higher, based on income. Rules and amounts can change, so confirm with your local tax office.
Can I use a VA loan anywhere in Washington?
Yes. VA loans work in cities, suburbs and rural areas across Washington, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.
Get started
Buying in Washington? Let's talk.
One person on our team will confirm you qualify, show you what you can afford and walk you through every step. No cost, no pressure.