Military retirement and state taxes
West Virginia doesn't tax military retirement pay.
167th Airlift Wing (Martinsburg) · 130th Airlift Wing (Charleston)
VA loans in West Virginia
Can you use a VA loan in West Virginia?
Yes. You can use a VA loan anywhere in West Virginia, from Charleston to Martinsburg. West Virginia doesn't tax military retirement pay. We lend in West Virginia and help military families buy near every major base in the state.
Good to know
What's different about buying in West Virginia
Property tax help for disabled Veterans
West Virginia's homestead exemption takes $20,000 off the assessed value for homeowners who are permanently and totally disabled. Apply through your local tax office after you move in.
Your payment can go further here
West Virginia home prices are among the lowest in the country, so a VA loan with $0 down can go a long way. Rural homes work too.
Tax rules shown are general and current as of October 2026. Confirm the details with your county or the state before you rely on them.
PCSing to West Virginia?
Bases I help families buy near
Wherever your orders say, we lend there. Here's where families usually look.
- 167th Airlift Wing (Martinsburg)Martinsburg, Inwood
- 130th Airlift Wing (Charleston)Charleston, South Charleston
- Camp Dawson (West Virginia National Guard)Kingwood
West Virginia questions
Straight answers
Does West Virginia tax military retirement pay?
West Virginia doesn't tax military retirement pay. VA disability compensation isn't taxed.
What property tax breaks do disabled Veterans get in West Virginia?
West Virginia's homestead exemption takes $20,000 off the assessed value for homeowners who are permanently and totally disabled. Rules and amounts can change, so confirm with your local tax office.
Can I use a VA loan anywhere in West Virginia?
Yes. VA loans work in cities, suburbs and rural areas across West Virginia, as long as the home will be your main residence and meets VA property standards. We lend statewide, so we can help wherever you're buying.
Get started
Buying in West Virginia? Let's talk.
One person on our team will confirm you qualify, show you what you can afford and walk you through every step. No cost, no pressure.